Zakat Calculator

Calculate 2.5% Zakat on your net wealth — gold, silver, cash, business assets and investments.

Calculate Your Zakat in Seconds

Zakat is one of the five pillars of Islam — an annual obligation upon every eligible Muslim to give a portion of their qualifying wealth to those in need. The standard rate is 2.5% of net wealth (assets minus liabilities), provided that wealth has been held for at least one lunar year (Hawl) and exceeds the Nisab threshold.

How to use this calculator

Enter the current value of each category of your wealth: gold, silver, cash and bank balances, business assets (inventory, receivables and current profits) and investments (stocks, mutual funds, retirement savings that are accessible). Then enter your immediate liabilities — short-term debts and any expenses currently due. The calculator subtracts liabilities from total assets and shows you exactly 2.5% of the result.

Important notes

This tool is provided as a convenience and uses the standard 2.5% rate that applies to most categories of wealth. Some scholars apply different treatments for retirement accounts, agricultural produce or livestock. If your situation is complex, consult a qualified scholar to confirm your exact obligation.

Why Zakat matters

Zakat is more than a financial transaction — it is an act of worship that purifies wealth, strengthens community bonds, and reminds us that everything we own is ultimately a trust. By giving Zakat regularly, we help ensure that the most vulnerable members of our community are cared for, and we keep our own hearts free from greed.

FAQ — Zakat Calculator

What is Nisab?
Nisab is the minimum wealth threshold above which Zakat becomes obligatory. It is traditionally set at the value of 87.48 g of gold or 612.36 g of silver.
Do I pay Zakat on my home?
No — your primary residence and personal belongings are not Zakatable.
Are retirement accounts Zakatable?
Generally, accessible portions are. Locked-in accounts where you cannot withdraw without major penalty are debated; consult a scholar.
What if my net wealth is below Nisab?
Zakat is not obligatory if your net wealth is below the Nisab threshold for a full lunar year.
When should I pay Zakat?
Once a full lunar year passes from the date your wealth first reached Nisab. Many people pick a fixed date each year for convenience.